NINOFF
Working product experiment

Network for Integrity in Open Funds

See what happens after you give.

NINOFF is building a transparent financial trail from a contribution into its fund, through eligible expenditure, and into an explainable state, without exposing the donor or pretending physical coins were tracked.

Explore the product preview Take a 3-minute survey →View the live aggregate demo
Every pound has a state
Donors stay private
Built around source records

Personal perspective

Your £15.00 contribution

Ledger-backed

An example receipt and its persistent allocation movements.

£

Food programme costs

Allocated

£6.00
£

Premises

Allocated

£1.50
£

Staff supporting delivery

Allocated

£1.50
£

Transport

Allocated

£3.00
£

Still held in fund

Held

£3.00
Accounting attribution: this would mean portions of the contribution were allocated against eligible costs. It does not mean that physical notes paid a specific invoice.
Follow this contribution →

Public perspective

Community Meals Fund

Demo

Current aggregate example using manually prepared records.

Received

£12,450

Matched

£9,880

Held

£2,570

79.4% matched to eligible expenditure

Food programme costs£4,400
Premises£1,600
Staff supporting delivery£1,500
Transport£1,480
Administration & protected detail£900
View all money in this fund →

Both perspectives come from the same contribution and expenditure ledger.

Open to site visitors

Share your view

You do not need an invitation to take part.

Explore the example, then choose the short survey that fits you. Both accept critical or negative feedback and can be completed anonymously.

About 3 minutes
For donors and members of the public

Would this change how you give?

Tell us whether stronger financial transparency could affect trust, charity choice, repeat giving or what you expect from other charities.

Explore the exampleComplete the donor survey →

Trust through inspectability

The headline is only the start.

See the balance quickly, then follow a category into individual expenditure, supplier patterns, source records and evidence metadata. When detail cannot safely be public, NINOFF shows what was withheld and why. The amount never vanishes.

Inspect the example records →
01

Headline

Money in, matched and held

02

Category

Plain-language spending

03

Expenditure

Who, what, when and why

04

Evidence

Source and assurance limits

A visible financial journey

From contribution to an explainable state.

Every covered pound should remain received, held, allocated, transferred, refunded, adjusted or otherwise visible. Nothing should quietly disappear.

01

Contribution received

A private financial identity is created and connected to its source record.

02

Purpose retained

Fund restrictions define which expenditure can legitimately be considered.

03

Neutral allocation

NINOFF, rather than the charity, applies a reproducible method within eligible records.

04

State explained

Allocated, held, refunded and adjusted value remains visible and balances.

For donors

Follow your contribution without making yourself public.

A private reference link can show the accounting journey of a contribution. The public sees the financial story, never the donor's identity.

✓ Personal contribution state

✓ Whole-fund context

✓ Honest allocation language

✓ Visible discrepancies

For smaller organisations

Let the records earn trust that brand recognition cannot.

NINOFF is intended to sit beside existing accounting and fundraising systems, applying consistent transparency rules without demanding duplicate bookkeeping.

See the pilot proposition →

Trust without overclaiming

Show exactly what the records prove.

“Accounted for” means every covered pound has a valid state and the totals reconcile to identified source records. It does not mean NINOFF audited the underlying real-world activity.

Understand the boundaries →
Recorded by charity

The organisation supplied or entered the record.

Imported from source

An identified system supplied the record with provenance.

Reconciled by NINOFF

Defined mathematical, eligibility and conservation checks passed.

Independent audit

Not performed in the early pilot unless explicitly stated.